We are one of the leading management advisory firms in the payments industry.

Our clients include market-leading companies as well as suppliers to the industry, new entrants, investors and entrepreneurs. Our knowledge and our continuous engagement across the full range of stakeholders and all parts of the payments industry, enables us to be at the forefront of the market.

Our team has in-depth expertise along the entire value chain within cards, payments, digital commerce and digital convergence.

Our clients benefit from the passion of our consultants, our extensive international project experience, our proven methodologies and our proprietary industry data and benchmarks.

In addition to our own proven expertise, we are also able to leverage our extensive global network of industry subject matter experts.

The combination of our excellent payments industry knowledge and EY’s expertise and global reach enables us to holistically advise our clients in every situation. As an example, the cooperation allows us to provide comprehensive judgement from a commercial, as well as financial, perspective when conducting due diligences. Moreover, we can expand our services to include leading-edge methods, such as data-analytics.

Our clients

  • Banks
  • Issuer
  • Acquirers
  • Processors and suppliers
  • Payment networks and regulators
  • Payment service providers
  • Merchants
  • Financial investors

Industry Expertise

  • Card Issuing
  • Merchant Acquiring
  • Processing
  • Core and Corporate Payments
  • Online Payments
  • Mobile Payments
  • Digital Commerce
  • ATM

Functional Expertise

Strategy

  • Market Entry Strategy
  • Product and Pricing Strategy
  • Regulation
  • Sales and Marketing
  • Corporate Finance Strategy
  • Commercial Due Diligence

Operations

  • Operating Model
  • Restructuring
  • Cost Reduction
  • Post Merger Integration

Projects

Growth strategy for a medium-sized broker
A medium-sized broker with a focus on industrial business and a 150-year tradition is confronted with increasing competitiveness in the market and sinking margins in the core business...
International growth strategy for an acquirer
The customer belongs to the leading providers of payment solutions in Europe and the US, especially in the Merchant Acquiring segment the market position is excellent...
Improvement of the earnings position
Within the scope of strategy workshop sponsored by INNOVALUE, the board of directors of a top 30 savings bank (assets of approx. €8 billion) its growth strategy...
Accompanying a trans­action upon acquisition of a terminal portfolio
The customer is one of the leading providers in the net­work operations and merchant acquiring segment. The inter­national presence is expanded by entering of markets with a "follow your customer" strategy...
Cost benchmarking in insurance sales
As part of the merger of several subsidiaries, efficiency and effectiveness were to be increased in the different sales channels within the sales/marketing department...
Mobile payments business field strategy for a telco company
The customer belongs to the leading international tele­communications companies. Based on declining growth and increasing com­petition in the core business, the company has began looking for future growth areas...
Business valuation of an online financial service provider
An online financial service provider experiencing dynamic growth was seeking to raise further capital to expand its business...
Regulation – stress test, regulation and options for action
A large foreign insurance company is pursuing the goal of positioning itself as a leading international specialist for life insurances and pension solutions in Germany...
Product strategy in online payments sector
The customer belongs to the leading global suppliers of online payments solutions and within the scope of a change in management and ownership, the company reviews its corporate and product strategies...
E-money institution vs. full bank
A European provider of online payments solutions was faced with the challenge of a constantly growing volume of e-money...
Realignment of operational model
The current business climate in the insurance industry is putting pressure on the operational models of insurance companies, therefore they are faced with the challenge of aligning the internal processes to the new circumstances...
Target operating model for a PoS terminal manufacturer
The customer belongs to the leading global suppliers of Point of Sale (PoS) terminals. The company has grown quickly through acquisitions without an integration of the acquired company into a target operating model...
Restructuring and sale of a credit card processor
As a former monopoly, the customer was the market leader in the technical pro­cessing of electronic card transactions. With the de­regul­ation the company faced increasing pressure and the need of restructuring…
Market strategy for a top-5 insurance company
A globally operating top-5 insurance company offering life, composite and health insurance products through various sales channels, generates about 20% of the overall turnover through insurance agents and brokers...
Increasing bAV business
In a large regional database with more than 200 offices, the business field of company pensions is processed by both a GmbH (LLC) – for approaching corporate customers – as well as an in-house pensions department...

Publications

PAYMENTS NEWSLETTER VOL.20
June 2018

Contact Person

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Kai-Christian Claus
Partner & Managing Director
Andreas Kornowski
Director

Twitter

01. June 2018
#payments #vc @BBVA completes £85.4 million investment in@Atom bankk bankhttps://t.co/BwR1QMrfPKK
01. June 2018
#payments #vc No-fees mobile bank Chime raises $70M Series C, valuing its business at $500M https://t.co/E3EfpHTFM8
31. May 2018
#payments #vc neo-bank Lidya raises $6.9 million https://t.co/bdjU3ud8lI
31. May 2018
#payments #vc @Starling Bank raising another £80M, ends partnership with@TransferWiseehttps://t.co/rSWWDnK1g66
29. May 2018
#payments #vc Azimo closes on $20 million funding to drive profitability quest https://t.co/ZsQKR9OgCX
24. May 2018
#payments Visa invests in Latin American mobile payments outfit YellowPepper https://t.co/lZkbAXNOH7
24. May 2018
24. May 2018
#payments #vc Singapore: WeInvest raises USD 12 mln in Series A In https://t.co/v8DkmZjsim
24. May 2018
#payments good read: Internet of Payments (IoP) – Is this the future of Payinghttps://t.co/8uce3nv3MyMy
24. May 2018
#payments #vc Canada's NorthOne raises $2m for SMB mobile banking platform https://t.co/i1CJr4ozI2
24. May 2018
#vc @Uber is raising up to $600M in a secondary round at $62B valuation, Q1 sales grew to $2.5B https://t.co/yc8h2npD5i
18. May 2018
#payments PayPal To Aquire iZettle For $2.2 Billion https://t.co/3cziXUYVLR
16. May 2018
#payments #vc Circle rounds on $110 million funding round https://t.co/AyjfEIdzvv
15. May 2018
#payments TPG invests USD 47.5 mln in Cellulant https://t.co/ceN9gavFNf
15. May 2018
#payments Consolidating European payments: Worldline to acquire SIX Payment Services https://t.co/I3Elhiv6uD
12. May 2018
#payments Report: The challenge for retailers – building an open payment platform Ihttps://t.co/rVFsIsAHIXIX
12. May 2018
#payments Capital One buys digital identity outfit Confyrm In https://t.co/tEwi3IUkLE
12. May 2018
11. May 2018
Payments is a key digital enabler for industry conversion - read our latest point of view https://t.co/tXeKUAiYNj
11. May 2018
#payments Eye on #IntegratedPayments: First Data invests in Salido while Square for restaurants debuts https://t.co/wNBp5eUvZR

Events