We are one of the leading management advisory firms in the payments industry.

Our clients include market-leading companies as well as suppliers to the industry, new entrants, investors and entrepreneurs. Our knowledge and our continuous engagement across the full range of stakeholders and all parts of the payments industry, enables us to be at the forefront of the market.

Our team has in-depth expertise along the entire value chain within cards, payments, digital commerce and digital convergence.

Our clients benefit from the passion of our consultants, our extensive international project experience, our proven methodologies and our proprietary industry data and benchmarks.

In addition to our own proven expertise, we are also able to leverage our extensive global network of industry subject matter experts.

The combination of our excellent payments industry knowledge and EY’s expertise and global reach enables us to holistically advise our clients in every situation. As an example, the cooperation allows us to provide comprehensive judgement from a commercial, as well as financial, perspective when conducting due diligences. Moreover, we can expand our services to include leading-edge methods, such as data-analytics.

Our clients

  • Banks
  • Issuer
  • Acquirers
  • Processors and suppliers
  • Payment networks and regulators
  • Payment service providers
  • Merchants
  • Financial investors

Industry Expertise

  • Card Issuing
  • Merchant Acquiring
  • Processing
  • Core and Corporate Payments
  • Online Payments
  • Mobile Payments
  • Digital Commerce
  • ATM

Functional Expertise

Strategy

  • Market Entry Strategy
  • Product and Pricing Strategy
  • Regulation
  • Sales and Marketing
  • Corporate Finance Strategy
  • Commercial Due Diligence

Operations

  • Operating Model
  • Restructuring
  • Cost Reduction
  • Post Merger Integration

Projects

Growth strategy for a medium-sized broker
A medium-sized broker with a focus on industrial business and a 150-year tradition is confronted with increasing competitiveness in the market and sinking margins in the core business...
International growth strategy for an acquirer
The customer belongs to the leading providers of payment solutions in Europe and the US, especially in the Merchant Acquiring segment the market position is excellent...
Improvement of the earnings position
Within the scope of strategy workshop sponsored by INNOVALUE, the board of directors of a top 30 savings bank (assets of approx. €8 billion) its growth strategy...
Accompanying a trans­action upon acquisition of a terminal portfolio
The customer is one of the leading providers in the net­work operations and merchant acquiring segment. The inter­national presence is expanded by entering of markets with a "follow your customer" strategy...
Cost benchmarking in insurance sales
As part of the merger of several subsidiaries, efficiency and effectiveness were to be increased in the different sales channels within the sales/marketing department...
Mobile payments business field strategy for a telco company
The customer belongs to the leading international tele­communications companies. Based on declining growth and increasing com­petition in the core business, the company has began looking for future growth areas...
Business valuation of an online financial service provider
An online financial service provider experiencing dynamic growth was seeking to raise further capital to expand its business...
Regulation – stress test, regulation and options for action
A large foreign insurance company is pursuing the goal of positioning itself as a leading international specialist for life insurances and pension solutions in Germany...
Product strategy in online payments sector
The customer belongs to the leading global suppliers of online payments solutions and within the scope of a change in management and ownership, the company reviews its corporate and product strategies...
E-money institution vs. full bank
A European provider of online payments solutions was faced with the challenge of a constantly growing volume of e-money...
Realignment of operational model
The current business climate in the insurance industry is putting pressure on the operational models of insurance companies, therefore they are faced with the challenge of aligning the internal processes to the new circumstances...
Target operating model for a PoS terminal manufacturer
The customer belongs to the leading global suppliers of Point of Sale (PoS) terminals. The company has grown quickly through acquisitions without an integration of the acquired company into a target operating model...
Restructuring and sale of a credit card processor
As a former monopoly, the customer was the market leader in the technical pro­cessing of electronic card transactions. With the de­regul­ation the company faced increasing pressure and the need of restructuring…
Market strategy for a top-5 insurance company
A globally operating top-5 insurance company offering life, composite and health insurance products through various sales channels, generates about 20% of the overall turnover through insurance agents and brokers...
Increasing bAV business
In a large regional database with more than 200 offices, the business field of company pensions is processed by both a GmbH (LLC) – for approaching corporate customers – as well as an in-house pensions department...

Publications

PAYMENTS NEWSLETTER VOL.21
November 2018

Contact Person

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Kai-Christian Claus
Partner & Managing Director
Andreas Kornowski
Director

Twitter

08. November 2018
#payments #vc Westpac invests USD 800 mln in digital revamp https://t.co/Jjt30WscA1
07. November 2018
#payments Lloyds invests in cloud-based core banking startup Thought Machine https://t.co/yV9rOTsPEi
06. November 2018
#payments Fintech Select signs LOI to acquire online payment and e-wallet platform https://t.co/JeNxNBWsGL
03. November 2018
Here comes EY's latest #payments newsletter: #Digitization of consumer financing, data exchange transformation and
02. November 2018
Thanks for a great event with amazing speakers at a pretty chill location @Kai-Christian Claus @Andreas Habersetzer @Charlie Alexander http://pbs.twimg.com/media/DrAKlSPX4AAhur_.jpg
02. November 2018
We are in #London today! Great to connect with the most attractive payment companies and investors at the EY Global
01. November 2018
Digitization of consumer financing, data exchange transformation and next generation mobility services. How are the
01. November 2018
#payments #vc Monzo closes GBP 85 mln funding round https://t.co/0TovaqZP5a
31. October 2018
#payments #vc Coinbase raises $300m at $8bn valuation https://t.co/yr7QTSHEPa
29. October 2018
Want to learn more about #payments in the #cloud? Watch the #SIBOS session with Hamish Thomas, EY’s EMEIA Paymentshttps://t.co/PaJbT9ajp9ajp9
26. October 2018
#payments #vc Visa Makes Strategic Investment in Conductor to Accelerate Adoption of Digital Payments in Brazil https://t.co/CDd5b6j8XK
25. October 2018
EY are proud to be recognized for the second consecutive year as a leader for #cybersecurity consulting - a key top
24. October 2018
#payments NCR acquires JetPay for USD 184 mln https://t.co/OIyv2Wg6yo
23. October 2018
Where will #OpenBanking thrive? Our Open Banking Opportunity Index launching at #SIBOS today ranks 10 key markets o
23. October 2018
#OpenBanking is invisible to most consumers, yet is considered one of the most #disruptive forces of change to come
23. October 2018
#payments #vc Hong Kong's Neat scores $3 million in fresh funding In https://t.co/DmrCygyyEa
22. October 2018
Open Banking is invisible to most consumers, yet is considered one of the most disruptive forces of change to come
18. October 2018
#payments UBS acquires Nordea's Luxembourg-based private banking business https://t.co/TGOwNjLlTT
17. October 2018
#payments Australia has a new challenger bank @Up In https://t.co/SshhHCwlqj
17. October 2018
#payments NAB and Westpac invest in smart receipt startup Slyp https://t.co/EQE1SUrVxO

Events