We are one of the leading management advisory firms in the payments industry.

Our clients include market-leading companies as well as suppliers to the industry, new entrants, investors and entrepreneurs. Our knowledge and our continuous engagement across the full range of stakeholders and all parts of the payments industry, enables us to be at the forefront of the market.

Our team has in-depth expertise along the entire value chain within cards, payments, digital commerce and digital convergence.

Our clients benefit from the passion of our consultants, our extensive international project experience, our proven methodologies and our proprietary industry data and benchmarks.

In addition to our own proven expertise, we are also able to leverage our extensive global network of industry subject matter experts.

The combination of our excellent payments industry knowledge and EY’s expertise and global reach enables us to holistically advise our clients in every situation. As an example, the cooperation allows us to provide comprehensive judgement from a commercial, as well as financial, perspective when conducting due diligences. Moreover, we can expand our services to include leading-edge methods, such as data-analytics.

Our clients

  • Banks
  • Issuer
  • Acquirers
  • Processors and suppliers
  • Payment networks and regulators
  • Payment service providers
  • Merchants
  • Financial investors

Industry Expertise

  • Card Issuing
  • Merchant Acquiring
  • Processing
  • Core and Corporate Payments
  • Online Payments
  • Mobile Payments
  • Digital Commerce
  • ATM

Functional Expertise

Strategy

  • Market Entry Strategy
  • Product and Pricing Strategy
  • Regulation
  • Sales and Marketing
  • Corporate Finance Strategy
  • Commercial Due Diligence

Operations

  • Operating Model
  • Restructuring
  • Cost Reduction
  • Post Merger Integration

Projects

Growth strategy for a medium-sized broker
A medium-sized broker with a focus on industrial business and a 150-year tradition is confronted with increasing competitiveness in the market and sinking margins in the core business...
International growth strategy for an acquirer
The customer belongs to the leading providers of payment solutions in Europe and the US, especially in the Merchant Acquiring segment the market position is excellent...
Improvement of the earnings position
Within the scope of strategy workshop sponsored by INNOVALUE, the board of directors of a top 30 savings bank (assets of approx. €8 billion) its growth strategy...
Accompanying a trans­action upon acquisition of a terminal portfolio
The customer is one of the leading providers in the net­work operations and merchant acquiring segment. The inter­national presence is expanded by entering of markets with a "follow your customer" strategy...
Cost benchmarking in insurance sales
As part of the merger of several subsidiaries, efficiency and effectiveness were to be increased in the different sales channels within the sales/marketing department...
Mobile payments business field strategy for a telco company
The customer belongs to the leading international tele­communications companies. Based on declining growth and increasing com­petition in the core business, the company has began looking for future growth areas...
Business valuation of an online financial service provider
An online financial service provider experiencing dynamic growth was seeking to raise further capital to expand its business...
Regulation – stress test, regulation and options for action
A large foreign insurance company is pursuing the goal of positioning itself as a leading international specialist for life insurances and pension solutions in Germany...
Product strategy in online payments sector
The customer belongs to the leading global suppliers of online payments solutions and within the scope of a change in management and ownership, the company reviews its corporate and product strategies...
E-money institution vs. full bank
A European provider of online payments solutions was faced with the challenge of a constantly growing volume of e-money...
Realignment of operational model
The current business climate in the insurance industry is putting pressure on the operational models of insurance companies, therefore they are faced with the challenge of aligning the internal processes to the new circumstances...
Target operating model for a PoS terminal manufacturer
The customer belongs to the leading global suppliers of Point of Sale (PoS) terminals. The company has grown quickly through acquisitions without an integration of the acquired company into a target operating model...
Restructuring and sale of a credit card processor
As a former monopoly, the customer was the market leader in the technical pro­cessing of electronic card transactions. With the de­regul­ation the company faced increasing pressure and the need of restructuring…
Market strategy for a top-5 insurance company
A globally operating top-5 insurance company offering life, composite and health insurance products through various sales channels, generates about 20% of the overall turnover through insurance agents and brokers...
Increasing bAV business
In a large regional database with more than 200 offices, the business field of company pensions is processed by both a GmbH (LLC) – for approaching corporate customers – as well as an in-house pensions department...

Publications

PAYMENTS NEWSLETTER VOL.17
August 2017

Contact Person

no-img
Kai-Christian Claus
Partner & Managing Director
Andreas Kornowski
Director

Twitter

21. September 2017
#payments #vc Raise secures USD 60 million in funding, adds PayPal as an investor https://t.co/6HJCnmxJNw
19. September 2017
#payments #vc EIB provides EUR30 million in debt funding to iZettle In https://t.co/SItiI5qaFo
19. September 2017
#payments #vc GoCardless raises $22.5 million In https://t.co/qWUMeYdwT9
15. September 2017
#payments @Lyft may get a USD 1 bln investment from Google https://t.co/FabXa3TEJ1
14. September 2017
#payments Klarna acquires payments company BillPay In https://t.co/6AH35D6RoN
13. September 2017
#payments #vc Red Dot Payment gains investment in Series B round In https://t.co/4gZgB8DFhr
12. September 2017
We are looking for Associates to join our team! Check out https://t.co/SkQTwQq5KK for further details.
12. September 2017
What's possible with the #blockchain-enabled platform? To learn more: https://t.co/GFJ5WAaW17 #insurance http://pbs.twimg.com/media/DJhFnQ6W4AEr-KI.png
12. September 2017
#payments #vc Pineapple receives USD 35 mln investment from Providence Strategic Growth https://t.co/jW11936aWF
12. September 2017
Disruption im Versicherungsrating? @wefox entwickelt mit @EY_Innovalue und @Uni St.Gallen (HSG). https://t.co/buDjbZD61c
11. September 2017
#payments #vc Santander InnoVentures has joined a $6 million funding round for PayJoy https://t.co/ks7UyIUZrY
11. September 2017
#payments RBR: Number of card payments set to increase by 55% worldwide In https://t.co/ygKQYIZR1j
01. September 2017
#payments Danish payments processor Nets close to $5bn buyout In https://t.co/dKQ8da4HNY
29. August 2017
Wave of digital insurers in GER: Coya, ONE, flypper, Element, ottonova, Nexible, FRI:DAY, Neodigital - more to come https://t.co/52iWzH1nF6
28. August 2017
#EYPayments @Kai-Christian Claus @Lucas Wirmer @Lars Putensen analyze future of biometrics for #payments authentication
28. August 2017
#payments @Klarna has partnered @Stripe in order to scale its online payments offering in the US https://t.co/Nst1uYeBe8
24. August 2017
#payments #voicefirst Walmart, Google to integrate voice-based shopping https://t.co/7s8u59PG8Q
24. August 2017
#payments Concardis buys Cardtech In https://t.co/K2RTvP1sHO
24. August 2017
Neu-Eigentümer Advent und Bain Capital drücken weiterhin aufs Tempo be@ConcardisDhttps://t.co/s3KbBj5CdGdG

Events