We are one of the leading management advisory firms in the payments industry.

Our clients include market-leading companies as well as suppliers to the industry, new entrants, investors and entrepreneurs. Our knowledge and our continuous engagement across the full range of stakeholders and all parts of the payments industry, enables us to be at the forefront of the market.

Our team has in-depth expertise along the entire value chain within cards, payments, digital commerce and digital convergence.

Our clients benefit from the passion of our consultants, our extensive international project experience, our proven methodologies and our proprietary industry data and benchmarks.

In addition to our own proven expertise, we are also able to leverage our extensive global network of industry subject matter experts.

The combination of our excellent payments industry knowledge and EY’s expertise and global reach enables us to holistically advise our clients in every situation. As an example, the cooperation allows us to provide comprehensive judgement from a commercial, as well as financial, perspective when conducting due diligences. Moreover, we can expand our services to include leading-edge methods, such as data-analytics.

Our clients

  • Banks
  • Issuer
  • Acquirers
  • Processors and suppliers
  • Payment networks and regulators
  • Payment service providers
  • Merchants
  • Financial investors

Industry Expertise

  • Card Issuing
  • Merchant Acquiring
  • Processing
  • Core and Corporate Payments
  • Online Payments
  • Mobile Payments
  • Digital Commerce
  • ATM

Functional Expertise

Strategy

  • Market Entry Strategy
  • Product and Pricing Strategy
  • Regulation
  • Sales and Marketing
  • Corporate Finance Strategy
  • Commercial Due Diligence

Operations

  • Operating Model
  • Restructuring
  • Cost Reduction
  • Post Merger Integration

Projects

Growth strategy for a medium-sized broker
A medium-sized broker with a focus on industrial business and a 150-year tradition is confronted with increasing competitiveness in the market and sinking margins in the core business...
International growth strategy for an acquirer
The customer belongs to the leading providers of payment solutions in Europe and the US, especially in the Merchant Acquiring segment the market position is excellent...
Improvement of the earnings position
Within the scope of strategy workshop sponsored by INNOVALUE, the board of directors of a top 30 savings bank (assets of approx. €8 billion) its growth strategy...
Accompanying a trans­action upon acquisition of a terminal portfolio
The customer is one of the leading providers in the net­work operations and merchant acquiring segment. The inter­national presence is expanded by entering of markets with a "follow your customer" strategy...
Cost benchmarking in insurance sales
As part of the merger of several subsidiaries, efficiency and effectiveness were to be increased in the different sales channels within the sales/marketing department...
Mobile payments business field strategy for a telco company
The customer belongs to the leading international tele­communications companies. Based on declining growth and increasing com­petition in the core business, the company has began looking for future growth areas...
Business valuation of an online financial service provider
An online financial service provider experiencing dynamic growth was seeking to raise further capital to expand its business...
Regulation – stress test, regulation and options for action
A large foreign insurance company is pursuing the goal of positioning itself as a leading international specialist for life insurances and pension solutions in Germany...
Product strategy in online payments sector
The customer belongs to the leading global suppliers of online payments solutions and within the scope of a change in management and ownership, the company reviews its corporate and product strategies...
E-money institution vs. full bank
A European provider of online payments solutions was faced with the challenge of a constantly growing volume of e-money...
Realignment of operational model
The current business climate in the insurance industry is putting pressure on the operational models of insurance companies, therefore they are faced with the challenge of aligning the internal processes to the new circumstances...
Target operating model for a PoS terminal manufacturer
The customer belongs to the leading global suppliers of Point of Sale (PoS) terminals. The company has grown quickly through acquisitions without an integration of the acquired company into a target operating model...
Restructuring and sale of a credit card processor
As a former monopoly, the customer was the market leader in the technical pro­cessing of electronic card transactions. With the de­regul­ation the company faced increasing pressure and the need of restructuring…
Market strategy for a top-5 insurance company
A globally operating top-5 insurance company offering life, composite and health insurance products through various sales channels, generates about 20% of the overall turnover through insurance agents and brokers...
Increasing bAV business
In a large regional database with more than 200 offices, the business field of company pensions is processed by both a GmbH (LLC) – for approaching corporate customers – as well as an in-house pensions department...

Publications

PAYMENTS NEWSLETTER VOL.20
June 2018

Contact Person

no-img
Kai-Christian Claus
Partner & Managing Director
Andreas Kornowski
Director

Twitter

05. July 2018
#payments #vc Hong Kong digital bank Neat scores $2m funding boost https://t.co/0asJ9XMLYf
04. July 2018
#payments #vc Paysend closes USD 20 mln funding round In https://t.co/MBBZ7uD6H4
27. June 2018
Here comes again our quarterly must-read for the payments industry: the EY #payments newsletter https://t.co/iYmf9QCsIW
27. June 2018
#payments @Visa to allegedly invest USD 250 mln in @BillDesk In https://t.co/739TjhvU6b
25. June 2018
#payments #vc Rebtel's new digital bank lands USD 8 mln https://t.co/6EQxGcIgk1
21. June 2018
#payments #VC New credit card startup Brex lands $50 Million From PayPal and other investors In https://t.co/G9DheprOvb
21. June 2018
#payments #vc French POS outfit Tiller raises EUR12m In https://t.co/PUUFblbsTk
21. June 2018
#payments #consolidation @PayPal continues acquisition tour with @Hyperwallet for $400 million In https://t.co/sK7BV1nC1F
20. June 2018
#payments #consolidation @Nets Group acquires Polish online payment companies dotPay/eCard In https://t.co/Iwzpvy5Qiq
19. June 2018
#payments Global Processing Services raises £44 million to fund international growthhttps://t.co/W9xDT4cJMXX
19. June 2018
#payments welcome: Apple Pay launches in Poland with eight banks In https://t.co/0cM1CqpKC0
18. June 2018
#payments Mint Payments raises A$6.6 million In https://t.co/Q6rytZDZGs
14. June 2018
#payments Truecaller acquires Indian mobile payments startup Chillr https://t.co/eVeQCVWw4P
13. June 2018
#payments Grab receives USD 1 bln investment from Toyota In https://t.co/MF5f5pIKLa
07. June 2018
#payments After first announcement in 2016, @Stocard Wallet to launch mobile payment solution by raising USD 20 mln In https://t.co/eBcBHJJPLG
07. June 2018
#payments good read: Integrations, Pan-European Consolidations & Meaningful Partnerships https://t.co/O3JgGOPd1v
07. June 2018
#payments #vc Marqeta raises USD 45 mln from Goldman Sachs, Iconiq In https://t.co/Qohi5TBfeV
05. June 2018
#payments Paysafe completes acquisition of iPayment In https://t.co/lFEyOV9N9D
04. June 2018

Events