We are one of the leading management advisory firms in the payments industry.

Our clients include market-leading companies as well as suppliers to the industry, new entrants, investors and entrepreneurs. Our knowledge and our continuous engagement across the full range of stakeholders and all parts of the payments industry, enables us to be at the forefront of the market.

Our team has in-depth expertise along the entire value chain within cards, payments, digital commerce and digital convergence.

Our clients benefit from the passion of our consultants, our extensive international project experience, our proven methodologies and our proprietary industry data and benchmarks.

In addition to our own proven expertise, we are also able to leverage our extensive global network of industry subject matter experts.

The combination of our excellent payments industry knowledge and EY’s expertise and global reach enables us to holistically advise our clients in every situation. As an example, the cooperation allows us to provide comprehensive judgement from a commercial, as well as financial, perspective when conducting due diligences. Moreover, we can expand our services to include leading-edge methods, such as data-analytics.

Our clients

  • Banks
  • Issuer
  • Acquirers
  • Processors and suppliers
  • Payment networks and regulators
  • Payment service providers
  • Merchants
  • Financial investors

Industry Expertise

  • Card Issuing
  • Merchant Acquiring
  • Processing
  • Core and Corporate Payments
  • Online Payments
  • Mobile Payments
  • Digital Commerce
  • ATM

Functional Expertise

Strategy

  • Market Entry Strategy
  • Product and Pricing Strategy
  • Regulation
  • Sales and Marketing
  • Corporate Finance Strategy
  • Commercial Due Diligence

Operations

  • Operating Model
  • Restructuring
  • Cost Reduction
  • Post Merger Integration

Projects

Growth strategy for a medium-sized broker
A medium-sized broker with a focus on industrial business and a 150-year tradition is confronted with increasing competitiveness in the market and sinking margins in the core business...
International growth strategy for an acquirer
The customer belongs to the leading providers of payment solutions in Europe and the US, especially in the Merchant Acquiring segment the market position is excellent...
Improvement of the earnings position
Within the scope of strategy workshop sponsored by INNOVALUE, the board of directors of a top 30 savings bank (assets of approx. €8 billion) its growth strategy...
Accompanying a trans­action upon acquisition of a terminal portfolio
The customer is one of the leading providers in the net­work operations and merchant acquiring segment. The inter­national presence is expanded by entering of markets with a "follow your customer" strategy...
Cost benchmarking in insurance sales
As part of the merger of several subsidiaries, efficiency and effectiveness were to be increased in the different sales channels within the sales/marketing department...
Mobile payments business field strategy for a telco company
The customer belongs to the leading international tele­communications companies. Based on declining growth and increasing com­petition in the core business, the company has began looking for future growth areas...
Business valuation of an online financial service provider
An online financial service provider experiencing dynamic growth was seeking to raise further capital to expand its business...
Regulation – stress test, regulation and options for action
A large foreign insurance company is pursuing the goal of positioning itself as a leading international specialist for life insurances and pension solutions in Germany...
Product strategy in online payments sector
The customer belongs to the leading global suppliers of online payments solutions and within the scope of a change in management and ownership, the company reviews its corporate and product strategies...
E-money institution vs. full bank
A European provider of online payments solutions was faced with the challenge of a constantly growing volume of e-money...
Realignment of operational model
The current business climate in the insurance industry is putting pressure on the operational models of insurance companies, therefore they are faced with the challenge of aligning the internal processes to the new circumstances...
Target operating model for a PoS terminal manufacturer
The customer belongs to the leading global suppliers of Point of Sale (PoS) terminals. The company has grown quickly through acquisitions without an integration of the acquired company into a target operating model...
Restructuring and sale of a credit card processor
As a former monopoly, the customer was the market leader in the technical pro­cessing of electronic card transactions. With the de­regul­ation the company faced increasing pressure and the need of restructuring…
Market strategy for a top-5 insurance company
A globally operating top-5 insurance company offering life, composite and health insurance products through various sales channels, generates about 20% of the overall turnover through insurance agents and brokers...
Increasing bAV business
In a large regional database with more than 200 offices, the business field of company pensions is processed by both a GmbH (LLC) – for approaching corporate customers – as well as an in-house pensions department...

Publications

EY FinTech Adoption Index 2017
June 2017

Contact Person

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Kai-Christian Claus
Partner & Managing Director
Andreas Kornowski
Director

Twitter

21. July 2017
19. July 2017
#payments BGH: DB Vertrieb GmbH darf Sofortüberweisung nicht als einziges unentgeltliches Zahlungsmittel anbieten Inhttps://t.co/AZKcckw3B88
19. July 2017
#payments M&A white-label banking platform provider Urban FT has purchased mobile banking technology firm iParse In https://t.co/WB3rV0x7wM
19. July 2017
#payments #VC B2B trade financing platform Vayana Network has raised USD 4 million in Series A funding In https://t.co/78qfn5CM8Y
18. July 2017
#payments #VC @Barclays Bank rides payments-as-a-service wave with investment in Form3 In https://t.co/wifHzDEPJg
18. July 2017
#payments M&A PayPal closes Tio Networks acquisition In https://t.co/CJKHLNN5c0
18. July 2017
17. July 2017
#payments first Apple now Samsung Pay partners PayPal https://t.co/7qCIFjy4xj
17. July 2017
#payments M&A Worldline to acquire Digital River World Payments https://t.co/DmmOG7JoCR
17. July 2017
#payments #VC German fintech factory Finleap raises EUR39 million In https://t.co/yVN1N5dl46
12. July 2017
#payments #VC Revolut raises USD 66 million to boost its global banking alternative In https://t.co/jLNZGGNcII
11. July 2017
#payments #VC CSI Kick Start invests in ConnexPay In https://t.co/Z9v54mEeIF
10. July 2017
Lucky you @Florian Seeh @N26 to bring Apple Pay to Spanish customers In https://t.co/sTAz8Azlnm
30. June 2017
Collaboration w/ #FinTechs is preferred engagement strategy for #banks. Download report to learn more:
28. June 2017
33% of digitally active consumers use #FinTechs | Study by @EY & @ImranGulamhuseinwala https://t.co/CFwPW3YzS7
27. June 2017
#Versicherer-#IT ist nicht fit für die Zukunft, das zeigt eine Studie v@EY_Innovaluee@Guidewire SoftwareC@Uni St.Gallen (HSG)n.https://t.co/eBGaZsTKDxx
26. June 2017
Julian Teicke from wefox announce ONE - a digital insurance carrier http://pbs.twimg.com/media/DDQmT1LXoAASN1U.jpg
26. June 2017
26. June 2017
#InsurTech news: @wefox starts with @ONE own digital insurance carrier https://t.co/8t7Do1wkN5

Events