We are one of the leading management advisory firms in the payments industry.

Our clients include market-leading companies as well as suppliers to the industry, new entrants, investors and entrepreneurs. Our knowledge and our continuous engagement across the full range of stakeholders and all parts of the payments industry, enables us to be at the forefront of the market.

Our team has in-depth expertise along the entire value chain within cards, payments, digital commerce and digital convergence.

Our clients benefit from the passion of our consultants, our extensive international project experience, our proven methodologies and our proprietary industry data and benchmarks.

In addition to our own proven expertise, we are also able to leverage our extensive global network of industry subject matter experts.

The combination of our excellent payments industry knowledge and EY’s expertise and global reach enables us to holistically advise our clients in every situation. As an example, the cooperation allows us to provide comprehensive judgement from a commercial, as well as financial, perspective when conducting due diligences. Moreover, we can expand our services to include leading-edge methods, such as data-analytics.

Our clients

  • Banks
  • Issuer
  • Acquirers
  • Processors and suppliers
  • Payment networks and regulators
  • Payment service providers
  • Merchants
  • Financial investors

Industry Expertise

  • Card Issuing
  • Merchant Acquiring
  • Processing
  • Core and Corporate Payments
  • Online Payments
  • Mobile Payments
  • Digital Commerce
  • ATM

Functional Expertise

Strategy

  • Market Entry Strategy
  • Product and Pricing Strategy
  • Regulation
  • Sales and Marketing
  • Corporate Finance Strategy
  • Commercial Due Diligence

Operations

  • Operating Model
  • Restructuring
  • Cost Reduction
  • Post Merger Integration

Projects

Growth strategy for a medium-sized broker
A medium-sized broker with a focus on industrial business and a 150-year tradition is confronted with increasing competitiveness in the market and sinking margins in the core business...
International growth strategy for an acquirer
The customer belongs to the leading providers of payment solutions in Europe and the US, especially in the Merchant Acquiring segment the market position is excellent...
Improvement of the earnings position
Within the scope of strategy workshop sponsored by INNOVALUE, the board of directors of a top 30 savings bank (assets of approx. €8 billion) its growth strategy...
Accompanying a trans­action upon acquisition of a terminal portfolio
The customer is one of the leading providers in the net­work operations and merchant acquiring segment. The inter­national presence is expanded by entering of markets with a "follow your customer" strategy...
Cost benchmarking in insurance sales
As part of the merger of several subsidiaries, efficiency and effectiveness were to be increased in the different sales channels within the sales/marketing department...
Mobile payments business field strategy for a telco company
The customer belongs to the leading international tele­communications companies. Based on declining growth and increasing com­petition in the core business, the company has began looking for future growth areas...
Business valuation of an online financial service provider
An online financial service provider experiencing dynamic growth was seeking to raise further capital to expand its business...
Regulation – stress test, regulation and options for action
A large foreign insurance company is pursuing the goal of positioning itself as a leading international specialist for life insurances and pension solutions in Germany...
Product strategy in online payments sector
The customer belongs to the leading global suppliers of online payments solutions and within the scope of a change in management and ownership, the company reviews its corporate and product strategies...
E-money institution vs. full bank
A European provider of online payments solutions was faced with the challenge of a constantly growing volume of e-money...
Realignment of operational model
The current business climate in the insurance industry is putting pressure on the operational models of insurance companies, therefore they are faced with the challenge of aligning the internal processes to the new circumstances...
Target operating model for a PoS terminal manufacturer
The customer belongs to the leading global suppliers of Point of Sale (PoS) terminals. The company has grown quickly through acquisitions without an integration of the acquired company into a target operating model...
Restructuring and sale of a credit card processor
As a former monopoly, the customer was the market leader in the technical pro­cessing of electronic card transactions. With the de­regul­ation the company faced increasing pressure and the need of restructuring…
Market strategy for a top-5 insurance company
A globally operating top-5 insurance company offering life, composite and health insurance products through various sales channels, generates about 20% of the overall turnover through insurance agents and brokers...
Increasing bAV business
In a large regional database with more than 200 offices, the business field of company pensions is processed by both a GmbH (LLC) – for approaching corporate customers – as well as an in-house pensions department...

Publications

PAYMENTS NEWSLETTER VOL.19
March 2018

Contact Person

no-img
Kai-Christian Claus
Partner & Managing Director
Andreas Kornowski
Director

Twitter

03. April 2018
02. April 2018
#Fintechs and other #disrupters have found ways to set a new benchmark for payments’. Read our latest newsletter wihttps://t.co/q7SBVywUPPwUPP
30. March 2018
#payments Challenger bank goes B2B: Starling Bank opens business bank accounts In https://t.co/OuMiEMmkkW
29. March 2018
#payments Silver Lake buys $500m stake in Credit Karma https://t.co/Emu6ArUe3f
28. March 2018
#payments CardUp raises USD 1.7 mln to help SMEs get more out of their credit cards https://t.co/LUVH3Y71H3
28. March 2018
#payments @Uber applies for e-money license In https://t.co/5MeAhaxOhJ
27. March 2018
#payments MarketInvoice secures GBP 135 mln from two European banks https://t.co/hK6Qvq60oc
21. March 2018
#payments #vc Aldrich makes $26 million investment in procure-to-pay startup Paymerang https://t.co/A0SlIPhkxs
20. March 2018
#payments #vc BNP Paribas leads $30 million round in AI firm Digital Reasoning In https://t.co/6KF9BjMZMZ
20. March 2018
#payments #vc N26 raises EUR 110 mln and seeks US expansion https://t.co/7JKi0wgBhF
14. March 2018
#payments #vc Retail payments platform Pine Labs raises USD 82 mln https://t.co/rm23Sp2Ekj
14. March 2018
#payments Nordic Capital to acquire majority of Trustly https://t.co/UCZzDie9WM
14. March 2018
Das negative Image der Versicherungsbranche verstärkt den Fachkräftemangel, schreibt Christian Mylius vonhttps://t.co/mgtji9f61ff61f
12. March 2018
#payments #vc BioCatch closes USD 30 mln financing round https://t.co/eOHS2gMw92
12. March 2018
#payments Australian real-time system NPP is moving forward https://t.co/DMaWtRh9L4
02. March 2018
Neues von EY (Ernst & Young): EY Studie: Risikokapital und Start-ups - https://t.co/jINNVScwBu 70% des in Deutschland investierten Risik...
01. March 2018
#payments "Voice – a new channel for commerce and payment" @Jan Lettowow an@Stefan Thomallala fro@EY_Innovalueue considerhttps://t.co/ttakndO34DO34D
21. February 2018
#payments Inpay announces Eurogiro acquisition https://t.co/atVXOcra48
13. February 2018
Thank you to our Silver Sponsors! @Discover Global, @GPN DATA Group Int., @Web Shield, @Digital Element, @FIS, 3C
07. February 2018
Our newest Wavespace is in Berlin - now open for our clients https://t.co/0NcY3wxVbZ

Events