We are one of the leading management advisory firms in the payments industry.

Our clients include market-leading companies as well as suppliers to the industry, new entrants, investors and entrepreneurs. Our knowledge and our continuous engagement across the full range of stakeholders and all parts of the payments industry, enables us to be at the forefront of the market.

Our team has in-depth expertise along the entire value chain within cards, payments, digital commerce and digital convergence.

Our clients benefit from the passion of our consultants, our extensive international project experience, our proven methodologies and our proprietary industry data and benchmarks.

In addition to our own proven expertise, we are also able to leverage our extensive global network of industry subject matter experts.

The combination of our excellent payments industry knowledge and EY’s expertise and global reach enables us to holistically advise our clients in every situation. As an example, the cooperation allows us to provide comprehensive judgement from a commercial, as well as financial, perspective when conducting due diligences. Moreover, we can expand our services to include leading-edge methods, such as data-analytics.

Our clients

  • Banks
  • Issuer
  • Acquirers
  • Processors and suppliers
  • Payment networks and regulators
  • Payment service providers
  • Merchants
  • Financial investors

Industry Expertise

  • Card Issuing
  • Merchant Acquiring
  • Processing
  • Core and Corporate Payments
  • Online Payments
  • Mobile Payments
  • Digital Commerce
  • ATM

Functional Expertise

Strategy

  • Market Entry Strategy
  • Product and Pricing Strategy
  • Regulation
  • Sales and Marketing
  • Corporate Finance Strategy
  • Commercial Due Diligence

Operations

  • Operating Model
  • Restructuring
  • Cost Reduction
  • Post Merger Integration

Projects

Growth strategy for a medium-sized broker
A medium-sized broker with a focus on industrial business and a 150-year tradition is confronted with increasing competitiveness in the market and sinking margins in the core business...
International growth strategy for an acquirer
The customer belongs to the leading providers of payment solutions in Europe and the US, especially in the Merchant Acquiring segment the market position is excellent...
Improvement of the earnings position in the retail banking of a savings bank
Within the scope of strategy workshop sponsored by INNOVALUE, the board of directors of a top 30 savings bank (assets of approx. €8 billion) its growth strategy...
Accompanying a trans­action upon acquisition of a terminal portfolio
The customer is one of the leading providers in the net­work operations and merchant acquiring segment. The inter­national presence is expanded by entering of markets with a "follow your customer" strategy...
Cost benchmarking in insurance sales
As part of the merger of several subsidiaries, efficiency and effectiveness were to be increased in the different sales channels within the sales/marketing department...
Mobile payments business field strategy for a telecommunications company
The customer belongs to the leading international tele­communications companies. Based on declining growth and increasing com­petition in the core business, the company has began looking for future growth areas...
Business valuation of an online financial service provider
An online financial service provider experiencing dynamic growth was seeking to raise further capital to expand its business...
Stress test, regulation and options for action
A large foreign insurance company is pursuing the goal of positioning itself as a leading international specialist for life insurances and pension solutions in Germany...
Product strategy in online payments sector
The customer belongs to the leading global suppliers of online payments solutions and within the scope of a change in management and ownership, the company reviews its corporate and product strategies...
E-money institution vs. full bank
A European provider of online payments solutions was faced with the challenge of a constantly growing volume of e-money...
Realignment of operational model
The current business climate in the insurance industry is putting pressure on the operational models of insurance companies, therefore they are faced with the challenge of aligning the internal processes to the new circumstances...
Target operating model for a PoS terminal manufacturer
The customer belongs to the leading global suppliers of Point of Sale (PoS) terminals. The company has grown quickly through acquisitions without an integration of the acquired company into a target operating model...
Restructuring and sale of a credit card processor
As a former monopoly, the customer was the market leader in the technical pro­cessing of electronic card transactions. With the de­regul­ation the company faced increasing pressure and the need of restructuring…
Market strategy for a top-5 insurance company
A globally operating top-5 insurance company offering life, composite and health insurance products through various sales channels, generates about 20% of the overall turnover through insurance agents and brokers...
Increasing bAV business
In a large regional database with more than 200 offices, the business field of company pensions is processed by both a GmbH (LLC) – for approaching corporate customers – as well as an in-house pensions department...

Publications

PAYMENTS NEWSLETTER VOL.23
May 2019

Contact Person

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Kai-Christian Claus
Partner & Managing Director
Andreas Kornowski
Director
Jan Lettow
Director

Twitter

29. July 2019
#payments Visa in talks to acquire Nordic payment firm Nets https://t.co/108l8BxanA
29. July 2019
#payments #vc Brazilian neo bank Nubank has raised $400 million in its largest investment round to date, valuing th
26. July 2019
#payments #vc Paysend closes £8.5 million Series Bhttps://t.co/aYRLj0JG0tt
18. July 2019
#payments Visa announces the acquisition of Payworks https://t.co/iW22twaPEq
18. July 2019
#payments #vc N26 extends Series D to $470 million https://t.co/ZT3LoW27pU
16. July 2019
#payments Curve picks up $55 million in Series B funding https://t.co/Kgb9dVbmUz
11. July 2019
#payments N26 launches in the US https://t.co/K10KPAL0F5
01. July 2019
27. June 2019
What is the direct financial impact of #Brexit on UK #FinancialServices firms? Read the latest #EYBrexitTracker for
26. June 2019
#payments @PayPal rolls out UK debit card for businesses https://t.co/rdnRaQ1dVy
25. June 2019
The UK remains Europe’s top location fo#FinancialServiceses investment, but as investor sentiment hits a historic lhttps://t.co/e5QMaYk9sEk9sE
24. June 2019
#payments #psd2 EBA offers limited extension on PSD2 secure payment deadline https://t.co/RcYeQBVNzT
24. June 2019
#payments Google Pay expands integration with PayPal https://t.co/vTfj4wVc6W
20. June 2019
#payments Startup Tally raises USD 50 mln for financial service automation https://t.co/uo8xz4lNuQ
20. June 2019
#payments Ripple buys stake in MoneyGram https://t.co/AL3IwF5APK
11. June 2019
#payments PayU acquires Turkish digital payments provider @isak mendez https://t.co/LwTju4pEef
05. June 2019
in India with 1.2 bn people fingerprints alone are not enough to uniquely identify a person #digital_identity #m2020eu #amazingscale
04. June 2019
#payments#vc @PayPal invests in Swedish Open Banking platform @Tink https://t.co/xsncA8JyaN
04. June 2019
Merchants in Europe accepting Alipay has tripled over the last year driven by Chinese tourists #m2020eu #alipay
03. June 2019
Metro is intending to use AISP / open banking in order to enhance their own SMB-customer credit offering. #M2020EU #openbanking

Events